Employers and organised groups
Create a clear route for eligible staff or members to request salary-aligned credit through an agreed relationship.

Partnerships
We welcome preliminary conversations with employers, organised groups, institutional funding partners, and payment providers. Every arrangement remains subject to due diligence and written agreement.
Ways to partner
The right structure depends on who is being served, how applications are verified, and how repayment and reporting will work.
Create a clear route for eligible staff or members to request salary-aligned credit through an agreed relationship.
Explore institution-to-institution funding discussions subject to due diligence, documented terms, and applicable legal and regulatory requirements. This is not a public investment offer.
Discuss how verified disbursement, mandate, collection, and reconciliation services could support the customer journey.
What partners can expect
A partnership should define responsibilities, customer experience, repayment, reporting, and escalation before lending begins.
Working together
We start by understanding the people, the need, and the repayment environment before designing the arrangement.
Discuss the target customers, expected demand, income patterns, and the purpose of the partnership.
Define eligibility, verification, responsibilities, repayment, reporting, and customer communication.
Begin with agreed controls, monitor performance, and improve the arrangement from real results.
Start with a conversation
Whether you are looking for a salary-backed loan or exploring a partnership, the TUDUMU team will guide you to the right conversation.