Experience before TUDUMU
A community savings and lending group developed practical experience in monthly contributions, mutual support, and repayment discipline.

About TUDUMU
TUDUMU Financial Services Limited provides salary-backed credit to eligible customers and discusses structured lending arrangements with organisations on a case-by-case basis.
Our story
The experience that later informed TUDUMU began in 2016 with a community savings group. Members contributed regularly, supported one another, and learned the importance of disciplined repayment.
TUDUMU Financial Services Limited was incorporated on 22 November 2023. It is currently listed by the Bank of Tanzania as a licensed non-deposit-taking Tier 2 microfinance service provider.

Our journey
The company keeps the discipline of its early community roots while building the governance and service expected of a formal lender.
A community savings and lending group developed practical experience in monthly contributions, mutual support, and repayment discipline.
TUDUMU Financial Services Limited was incorporated as a private company limited by shares in Tanzania.
The current Bank of Tanzania register lists TUDUMU Financial Services Limited under licence MSP2-Y54.
How we work
These are practical standards for every customer, partner, and lending decision.
We value accurate information, thoughtful decisions, and keeping commitments on both sides of a loan.
Customers deserve plain explanations of costs, dates, obligations, and what happens next.
Credit should help people handle real needs and move forward without creating an obligation they cannot carry.
Company information
The details below identify the legal company and its current Bank of Tanzania licence reference.
Legal name
TUDUMU Financial Services Limited
Incorporated
22 November 2023
BRELA company number
170879902
BOT Tier 2 licence
MSP2-Y54
Our focus
We focus on verified information, affordability, understandable terms, and a repayment arrangement agreed before disbursement.
Our direction
We are building stronger service, reporting, and repayment processes while keeping each lending decision subject to proper review.
Start with a conversation
Whether you are looking for a salary-backed loan or exploring a partnership, the TUDUMU team will guide you to the right conversation.