Loans and services
Our core offer is straightforward: understand the customer, confirm affordability, explain the terms, and agree on a repayment path that fits verified income.
Our offer
Every facility is subject to verification, affordability review, and approval. The final terms are confirmed before the customer accepts.
01
Short-term credit for employed customers with regular, verifiable income and a repayment plan aligned to the salary cycle.
02
Structured access to credit for workplace groups, member organisations, and employers seeking an organised lending relationship.
03
Repayment is planned before funds move, with clear dates and mandate-supported collection where available.
What we review
Requirements can vary by facility. Sharing complete and accurate information helps the team review your application properly.
Valid NIDA or other requested identification details.
Employer and role information that can be verified.
Account details showing where regular income is received.
Recent statements for income and affordability review.
Your active phone number and requested reference contacts.
Responsible lending
TUDUMU reviews affordability and explains the agreement before disbursement. Approval and the amount offered depend on the information verified for each applicant.
Ask questions until the amount, cost, dates, and collection method are clear.
The amount offered should reflect verified income and existing obligations.
Contact the team early if your circumstances change or you expect a repayment difficulty.
Start with a conversation
Whether you are looking for a salary-backed loan or exploring a partnership, the TUDUMU team will guide you to the right conversation.
