Loans and services
Our current lending focus is eligible salaried customers. Employer and organised-group arrangements begin as partnership discussions and require separate written terms.
Our offer
Every individual loan is subject to verification, affordability review, and approval. Any institutional arrangement also requires due diligence and a written agreement.
01
Short-term credit for employed customers with regular, verifiable income and a repayment plan aligned to the salary cycle.
02
TUDUMU welcomes discussions with employers, workplace groups, and member organisations. An arrangement starts only after due diligence and written agreement.
03
Repayment is planned before funds move, with clear dates and mandate-supported collection where available.
Loan types
Compare the active TUDUMU loan types by amount, repayment period, interest method, and configured monthly rate.
What we review
Requirements can vary by facility. Sharing complete and accurate information helps the team review your application properly.
Valid NIDA or other requested identification details.
Employer and role information that can be verified.
Account details showing where regular income is received.
Recent statements for income and affordability review.
Your active phone number and requested reference contacts.
Responsible lending
Approval, the amount offered, and the final terms depend on verified information for each applicant. Read the written agreement and ask questions before accepting.
Ask questions until the amount, cost, dates, and collection method are clear.
The amount offered should reflect verified income and existing obligations.
Contact the team early if your circumstances change or you expect a repayment difficulty.
Start with a conversation
Whether you are looking for a salary-backed loan or exploring a partnership, the TUDUMU team will guide you to the right conversation.
