Straight answers before you borrow or partner

TUDUMU currently focuses on salaried customers whose identity, employment, income, bank account, and repayment capacity can be verified. Every application remains subject to review and approval.

The current lending model has a particular focus on customers receiving salary through NMB or CRDB. Contact the team to confirm whether your account and repayment route can be supported.

You may be asked for NIDA details, employment information, salary account details, recent bank statements, an active phone number, and reference contacts. Requirements can vary by facility.

Timing depends on whether the application is complete and how quickly the required information can be verified. The team will explain any outstanding requirement rather than promise a fixed approval time.

Costs depend on the approved facility and its terms. TUDUMU will present the amount, cost, total obligation, and repayment schedule before you accept. Ask the team to explain anything that is unclear.

Repayment is agreed before disbursement and is normally aligned to the salary cycle. A direct debit mandate or another approved collection route may be used where available.

Speak to the team if you want to settle early. They will confirm the remaining obligation and the steps needed to close the facility.

Yes. TUDUMU Financial Services Limited is listed by the Bank of Tanzania as a licensed Tier 2 microfinance service provider under licence MSP2-Y54.